At Leavitt Group Private Wealth Management, we help clients across Southern Alberta turn transition into opportunity. Our approach to retirement planning combines structure, foresight, and personalization to help you live the life you’ve envisioned while protecting the wealth you’ve built.
Whether you’re an entrepreneur, professional, or family business owner, our goal is simple—to design the best retirement for small business owners that aligns every financial decision with your goals, values, and legacy.
Planning with purpose
Retirement isn’t the end of the journey—it’s the start of a new chapter. Our team of CERTIFIED FINANCIAL PLANNER® professionals helps clients create integrated strategies that manage income, tax, and investments under one coordinated plan. Through smart structuring and planning, we help you achieve financial clarity and confidence in every decision. For small business owners, that often means building the best retirement plans for small business owners that balance personal and corporate goals, reduce taxes, and preserve wealth across generations.
The best small business retirement plans
Business owners face unique challenges when planning for retirement. Unlike traditional employees, your wealth may be tied to your company’s success, its sale, or retained earnings. We specialize in designing the best retirement plan for a small business owner—strategies that turn business value into lasting income. Whether through Individual Pension Plans (IPPs), Retirement Compensation Arrangements (RCAs), or corporate investment structures, our business retirement plans are designed to maximize efficiency while ensuring financial flexibility. By combining corporate and personal wealth planning, we often uncover tens of thousands in additional annual savings—real dollars that stay in your pocket and work for your future.
Transitioning from business to retirement
The sale or succession of a business can be one of the most complex financial events in life. Our role is to bring order and structure to that process. We coordinate with your accountants and lawyers to align tax planning, estate strategy, and investment design—so your exit is not only seamless but strategic. Many of our clients in Lethbridge have seen how thoughtful planning can transform a business transition into a foundation for a secure and meaningful retirement.
Tax-efficient wealth strategies
Taxes can quietly erode wealth over time, but with proactive retirement planning, they can also be managed strategically. We integrate corporate and personal tax planning into every retirement strategy, using income splitting, dividend planning, and withdrawal sequencing to minimize tax exposure. These efficiencies often add five to ten percent or more in annual value beyond investment performance alone. Our clients see measurable impact—real financial results that enhance long-term sustainability.
A retirement plan that grows with you
Retirement evolves, and your plan should evolve with it. We call this the “living plan”—a structure that adapts as life changes, ensuring that your business retirement plans remain flexible and responsive. Whether you decide to slow down, sell, or stay involved part-time, your wealth continues to support the lifestyle you want without unnecessary risk or stress.